Life Insurance from

Level term Assurance Decreasing
Mortgage Protection Critical Illness
Family Income Benefit Waiver of Premium Benefit Inheritance Tax IHT Planning
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Invest & Protect LTD
45 Market Street
CH47 2BQ

Tel 0800 083 60 50
Fax 0151 632 2117


Office Hours
9am - 5pm

 Level Term Assurance (LTA)

Term assurance or term insurance as it may also be known is designed to provide cash either by lump sum or regular payment in the event of death or critical illness during a specified period of time (the term).

The cash payment that level term assurance will make should remain level throughout the life of the plan as the name suggests. 

There other differing types of term assurance and we have tried to cover each one in the site you can find the other types by clicking the links above and you will find a description of the type of plan and how the it works.

As with all types of term insurance additional benefits can be included such as critical illness cover, waiver of premium benefit and in cases of level term insurance, the indexation option, this is were the plan is designed to increase each year with inflation in order to protect the value of the cover for the beneficiaries.

It should be noted that all term insurance plans, should no claim be made, will cease at the end of their respective terms without value.

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