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Invest & Protect LTD
45 Market Street
CH47 2BQ

Tel 0800 083 60 50
Fax 0151 632 2117


Office Hours
9am - 5pm

 Renewable Term Assurance (RTA)

Renewable Term Assurance is a similar sort of benefit to Convertible Term Assurance is so much that it guarantees something in the future without medical underwriting.

In short you take out your term assurance for a set term in this example we shall say 10 years but you include the renewable option. What will happen at the 10-year anniversary is you will be given the option to renew the plan free of underwriting so regardless of your state of health for a further 10 years.

Again due to the future value of this benefit the life company will only give it to people who present an application on what they class as a standard basis which means fit and healthy at the outset of the plan.

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