Our Glossary of life insurance terms
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Misc
Exclusion
Provision within an insurance policy that
excludes a claims in the event of a specific events. Examples of
this are exclusions for critical illness if the life assured who
maybe has had a heart attack in the past they could be excluded
from a claim if they have another one.
Permanent health insurance commonly has exclusions for back
complaints in the event people have suffered bad backs in the
past.
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